Is it free to claim unclaimed property in Minnesota?

Yes. Minnesota never charges the rightful owner to claim their property. Avoid paid finder firms, you can claim directly from the state for free.

How long does a Minnesota unclaimed property claim take?

Most straightforward cash claims are paid in roughly 6 to 10 weeks after a complete submission; complex, securities, or estate claims can take 12 to 26 weeks.

Minnesota Unclaimed Property Search

Search the official Minnesota Department of Commerce database for forgotten bank accounts, paychecks, insurance and deposits. Then use the free wizard below to gather exactly what Minnesota needs to pay your claim.

Open the official Minnesota portal

Build your free Minnesota claim checklist

Which state held the property?What type of property?Estimated amount (optional)Who are you claiming for?

Search the official Minnesota portalMinnesota Department of Commerce · always free to claim

Your claim at a glance

Property type: Bank Accounts & Cash
Complexity: standard
Typical timeline: 6–10 weeks after a complete claim
Notarized form: Usually not required

Documents to gather

Government-issued photo ID (driver's license, state ID or passport)
Proof of your Social Security number (SSN card, W-2 or 1099)
Proof of your current mailing address (recent utility bill or bank statement)
Account or check number from the original bank, if known

1Search the official Minnesota Department of Commerce portal for your name (and former names, maiden names and previous addresses).
2Open every matching bank accounts & cash record and start a claim. There is never a fee to claim from the state.
3Confirm your identity by uploading the documents in the checklist below.
4Submit the claim online (or print and mail it if the property is tangible or over the online limit).
5Track the claim: Minnesota typically acknowledges receipt by email and pays approved claims by check or direct deposit.

Helpful next steps

Optional services some people use alongside a claim. None of these are needed to search or claim your property, that part is always free and you can do it yourself.

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Search Minnesota by property type

Bank Accounts & CashDormant checking, savings, CDs and cashier's checks Insurance ProceedsUnclaimed life, annuity and policy refunds Wages & PayrollUncashed paychecks, commissions and final pay Stocks, Dividends & BondsShares, dividends and mutual-fund holdings Utility & Other DepositsRefundable deposits and overpayments Safe Deposit Box ContentsTangible contents of abandoned boxes

Minnesota unclaimed property FAQ

Use the official Minnesota Department of Commerce portal to search your name, former names, and previous addresses. Frifti links you straight to it and builds your free claim checklist.

Frifti is an independent guide and is not affiliated with Minnesota Department of Commerce or any government body. The official portal linked above is always the authoritative source for Minnesota claims.